Aged Care Financial Advice Australia

We are experienced financial advisers who help families understand aged care fees, structure assets, optimise Centrelink benefits, and protect wealth while securing the right care.

Trusted financial guidance for aged care decisions across Australia.

Financial Advice for Aged Care

What financial advice involves

Aged care decisions often involve significant financial considerations. Accommodation deposits, ongoing care fees, and Centrelink rules can be complex. To understand how these costs are calculated, see our Aged Care Costs Guide or use our Aged Care Costs Calculator.

We specialise in aged care financial strategies, including RAD vs DAP decisions, Centrelink optimisation, and protecting the family home.

Without clear guidance, families may make decisions that unintentionally increase fees or reduce government support.

Our aged care financial advice helps families:

Every family situation is different, which is why personalised financial advice can make a significant difference.

At Senior Care Assist, we specialise in helping families navigate aged care financial decisions with clarity and confidence.

Experience You Can Trust

Senior Care Assist was founded by David Willis, a financial adviser with more than 20 years’ experience in the financial planning industry and a Master of Financial Planning.

After helping many families with retirement and financial planning, David experienced first-hand how confusing the aged care system can be when his own mother needed to enter care.

That experience led to the creation of Senior Care Assist — to help families understand aged care costs, government rules, and financial strategies so they can make confident decisions during an already stressful time.

Learn more about our story →

When Financial Advice Can Help

Many families seek aged care financial advice when:

If you’re unsure where you stand, our Aged Care Costs Calculator can help you estimate your situation before seeking personalised advice.

20+ Years

Financial Advice Experience

How We Help

Our role is to bring clarity, structure, and confidence to complex financial decisions — so you can move forward knowing the numbers stack up.

Government Subsidies & Entitlements

We identify which government subsidies and entitlements apply to your situation and explain how they can reduce your overall aged care costs.

How Aged Care Fees Are Calculated

We break down how accommodation payments, daily fees, and means-tested contributions are assessed under current rules.

Strategies to Manage or Reduce Costs

We outline practical financial strategies that may help manage cash flow, protect assets, and reduce long-term expenses. You can explore estimated outcomes using our calculator.

Retirement & Estate Planning Considerations

We explain how aged care decisions can affect superannuation, retirement income, and estate planning outcomes.

Families across Australia trust Senior Care Assist to help them navigate aged care decisions with clarity and confidence.

Understanding aged care costs and structuring your finances correctly can save tens or even hundreds of thousands of dollars. Start by using our Aged Care Costs Calculator or speak with an adviser for tailored strategies.

Supporting Australian families through aged care decisions — with clarity, structure and care.

Senior Care Assist Pty Ltd is a Corporate Authorised Representative No. 1322291 of AD Advisory Services Pty Ltd (AFSL 237058).

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Need help understanding aged care costs?

The information on this website is general in nature and does not consider your personal objectives, financial situation or needs. You should consider whether it is appropriate for you and seek personalised advice before making any decisions.